This nationwide medical insurance choice offers complete medical protection to federal staff, retirees, and their eligible relations. It operates beneath a service profit plan mannequin, emphasizing direct cost to suppliers and a broad community of collaborating healthcare professionals and services. Protection encompasses a big selection of medical companies, together with preventative care, hospitalization, pharmaceuticals, and psychological well being companies.
The importance of this program lies in its substantial attain and dedication to accessible and inexpensive healthcare for a good portion of the federal workforce. Its longevity and widespread acceptance have established it as a cornerstone of federal worker advantages packages. Moreover, it affords numerous plan choices designed to cater to various particular person wants and monetary conditions, enhancing its worth proposition.